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    Mother and child smiling at the field

    Prepaid scratch cards for farming

    Problem
    Farmers struggle to invest their way out of poverty
    Solution
    Prepaid scratchcard-based layaway scheme
    Sector
    • Agriculture
    Origin
    • Mali
    Presence
    • Mali
    • Woman working at the field

      myAgro is a non-profit social enterprise that has pioneered a mobile layaway model that enables farmers to invest in high-quality seed, fertilizer, tools and training to significantly increase their harvests and income. Farmers pay in advance using a prepaid scratch card (similar to prepaid mobile) from $1-$50. myAgro purchases and delivers the fertiliser, seed and training to the farmers in time for planting season. The program generates 50-100% increases in yields and 50%+ increases in incomes for smallholder farmers.

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